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	<title>retirement &#8211; Canyon Crest Guide Local News</title>
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	<title>retirement &#8211; Canyon Crest Guide Local News</title>
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	<item>
		<title>Trump announces new retirement accounts for Americans without 401(k) plans. Here&#8217;s what to know.</title>
		<link>https://canyoncrestguide.com/trump-announces-new-retirement-accounts-for-americans-without-401k-plans-heres-what-to-know/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Thu, 26 Feb 2026 05:33:38 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[Accounts]]></category>
		<category><![CDATA[americans]]></category>
		<category><![CDATA[Announces]]></category>
		<category><![CDATA[Donald Trump]]></category>
		<category><![CDATA[Heres]]></category>
		<category><![CDATA[plans]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[trump]]></category>
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					<description><![CDATA[[ad_1] President Trump said during his State of the Union address on Tuesday night that he wants to fix a &#8220;gross disparity&#8221; in America&#8217;s retirement system by creating new accounts for the roughly 56 million Americans who lack an employer-sponsored savings plan. &#8220;[H]alf of all of working Americans still do not have access to a [&#8230;]]]></description>
		
		
		
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		<title>The typical U.S. worker has $955 saved for retirement, report finds</title>
		<link>https://canyoncrestguide.com/the-typical-u-s-worker-has-955-saved-for-retirement-report-finds/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Fri, 06 Feb 2026 16:18:05 +0000</pubDate>
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		<category><![CDATA[retirement]]></category>
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		<category><![CDATA[u.s.]]></category>
		<category><![CDATA[worker]]></category>
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					<description><![CDATA[[ad_1] The average American worker has less than $1,000 saved for retirement, underscoring the financial strain millions could face in old age, according to a new report from the National Institute on Retirement Security. That figure factors in workers with 401(k) and other retirement plan savings, while also including the roughly 56 million U.S. workers who lack [&#8230;]]]></description>
		
		
		
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		<title>The University of L.A. College of Divinity Announces Retirement of Basketball Coach Michael Miller</title>
		<link>https://canyoncrestguide.com/the-university-of-l-a-college-of-divinity-announces-retirement-of-basketball-coach-michael-miller/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Thu, 05 Feb 2026 00:40:12 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[Announces]]></category>
		<category><![CDATA[basketball]]></category>
		<category><![CDATA[coach]]></category>
		<category><![CDATA[Coach Mike Miller]]></category>
		<category><![CDATA[College]]></category>
		<category><![CDATA[College sports]]></category>
		<category><![CDATA[Divinity]]></category>
		<category><![CDATA[l.a.]]></category>
		<category><![CDATA[Michael]]></category>
		<category><![CDATA[miller]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[university]]></category>
		<category><![CDATA[University of Los Angeles College of Divinity]]></category>
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					<description><![CDATA[[ad_1] LOS ANGELES, Calif. /California Newswire – NEWS/ — With the 2025-26 college basketball season underway, long-time university, junior college and high school coach Michael Miller has formally retired from coaching, concluding a distinguished career spanning more than three decades and more than 750 victories, the University of Los Angeles College of Divinity announced today. [&#8230;]]]></description>
		
		
		
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		<title>Trump opens the door for private equity and crypto as 401(k) retirement plan options</title>
		<link>https://canyoncrestguide.com/trump-opens-the-door-for-private-equity-and-crypto-as-401k-retirement-plan-options/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Fri, 08 Aug 2025 04:55:39 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[124460988]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[article]]></category>
		<category><![CDATA[Bitcoin]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[crypto]]></category>
		<category><![CDATA[Cryptocurrency]]></category>
		<category><![CDATA[door]]></category>
		<category><![CDATA[Equity]]></category>
		<category><![CDATA[General news]]></category>
		<category><![CDATA[Government regulations]]></category>
		<category><![CDATA[opens]]></category>
		<category><![CDATA[Options]]></category>
		<category><![CDATA[plan]]></category>
		<category><![CDATA[Politics]]></category>
		<category><![CDATA[private]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Stocks and bonds]]></category>
		<category><![CDATA[trump]]></category>
		<category><![CDATA[Washington news]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/trump-opens-the-door-for-private-equity-and-crypto-as-401k-retirement-plan-options/</guid>

					<description><![CDATA[[ad_1] NEW YORK &#8212; Millions of Americans saving for retirement through 401(k) accounts could have the option of putting their money in higher-risk private equity and cryptocurrency investments, according to an executive order signed Thursday by President Donald Trump that could give those financial players long-sought access to a pool of funds worth trillions. There [&#8230;]]]></description>
		
		
		
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		<title>Couple faces retirement fears amid market swings: &#8220;We don&#8217;t have do-over time&#8221;</title>
		<link>https://canyoncrestguide.com/couple-faces-retirement-fears-amid-market-swings-we-dont-have-do-over-time/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Thu, 05 Jun 2025 08:41:06 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[couple]]></category>
		<category><![CDATA[Dont]]></category>
		<category><![CDATA[doover]]></category>
		<category><![CDATA[faces]]></category>
		<category><![CDATA[fears]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Senior Citizens]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Stock Market]]></category>
		<category><![CDATA[swings]]></category>
		<category><![CDATA[time]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/couple-faces-retirement-fears-amid-market-swings-we-dont-have-do-over-time/</guid>

					<description><![CDATA[[ad_1] Dinner at the Gomez home outside Boston provides a textbook image of the sandwich generation: three sets of relatives living under one roof. &#8220;A club sandwich has a lot of layers, and we have a lot of layers,&#8221; 57-year-old Alicia Gomez said. It&#8217;s not the easiest way to save for retirement, as Gomez and [&#8230;]]]></description>
		
		
		
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		<title>Are you taking on premarital debt? Best to avoid it</title>
		<link>https://canyoncrestguide.com/are-you-taking-on-premarital-debt-best-to-avoid-it/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Sun, 04 May 2025 05:53:48 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[answer]]></category>
		<category><![CDATA[avoid]]></category>
		<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[creditor]]></category>
		<category><![CDATA[dear liz]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[debt management plan]]></category>
		<category><![CDATA[income]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[loan consolidation]]></category>
		<category><![CDATA[low interest rate]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[premarital]]></category>
		<category><![CDATA[premarital debt]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[Spouse]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/are-you-taking-on-premarital-debt-best-to-avoid-it/</guid>

					<description><![CDATA[[ad_1] Dear Liz: I’m engaged to someone who just confessed that they have not filed tax returns for the last several years. How do we fix this? If they owe a lot of money, could the IRS come after me if we’re married? Answer: Technically, debts incurred before marriage are considered separate. But there are [&#8230;]]]></description>
		
		
		
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		<title>Man exposed himself to 3 women at retirement community, officials say</title>
		<link>https://canyoncrestguide.com/man-exposed-himself-to-3-women-at-retirement-community-officials-say/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Fri, 11 Apr 2025 09:02:55 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[authority]]></category>
		<category><![CDATA[community]]></category>
		<category><![CDATA[department investigator]]></category>
		<category><![CDATA[exposed]]></category>
		<category><![CDATA[formal report]]></category>
		<category><![CDATA[indecent exposure]]></category>
		<category><![CDATA[investigator]]></category>
		<category><![CDATA[laguna woods]]></category>
		<category><![CDATA[lt .]]></category>
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		<category><![CDATA[matt timmins]]></category>
		<category><![CDATA[o.c. senior]]></category>
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		<category><![CDATA[perri]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[sheriff]]></category>
		<category><![CDATA[victim]]></category>
		<category><![CDATA[woman]]></category>
		<category><![CDATA[Women]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/man-exposed-himself-to-3-women-at-retirement-community-officials-say/</guid>

					<description><![CDATA[[ad_1] Orange County Sheriff’s Department investigators have arrested a Laguna Woods man who allegedly exposed himself to at least three women in the community, authorities said. Robert Mario Perri, 66, was booked into Orange County Jail on Tuesday on suspicion of indecent exposure, according to a department statement. The sheriff’s special victims detail received formal [&#8230;]]]></description>
		
		
		
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		<title>Planning for retirement in a volatile market</title>
		<link>https://canyoncrestguide.com/planning-for-retirement-in-a-volatile-market/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Sat, 05 Apr 2025 19:28:46 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[dear liz]]></category>
		<category><![CDATA[government pension]]></category>
		<category><![CDATA[husband]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[Market]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[occasional downturn]]></category>
		<category><![CDATA[people]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Social Security]]></category>
		<category><![CDATA[social security benefit]]></category>
		<category><![CDATA[spousal benefit]]></category>
		<category><![CDATA[stock portfolio]]></category>
		<category><![CDATA[volatile]]></category>
		<category><![CDATA[year]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/planning-for-retirement-in-a-volatile-market/</guid>

					<description><![CDATA[[ad_1] Dear Liz: I have a retirement account at work and a stock portfolio. Both are down significantly this year and I’m tired of losing money. What are the safest options now? Answer: Before the “what” you need to think about the “why” and the “when.” Why are you investing in the first place? And [&#8230;]]]></description>
		
		
		
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		<title>Riverside superintendent announces retirement this summer</title>
		<link>https://canyoncrestguide.com/riverside-superintendent-announces-retirement-this-summer/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Fri, 21 Feb 2025 15:33:24 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[Announces]]></category>
		<category><![CDATA[local government]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Riverside]]></category>
		<category><![CDATA[summer]]></category>
		<category><![CDATA[superintendent]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/riverside-superintendent-announces-retirement-this-summer/</guid>

					<description><![CDATA[[ad_1] The retirement of Riverside Unified School District Superintendent Renee Hill was announced Thursday, Feb. 20, 2025. (Courtesy of Riverside Unified School District) Riverside schools Superintendent Renee Hill announced her retirement Thursday, Feb. 20, after four years leading the district. Hill will retire in summer after finishing the current school year to ensure &#8220;a smooth [&#8230;]]]></description>
		
		
		
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		<title>Eye on America: Starter home struggles and the sandwich generation’s retirement woes</title>
		<link>https://canyoncrestguide.com/eye-on-america-starter-home-struggles-and-the-sandwich-generations-retirement-woes/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Sat, 08 Feb 2025 11:59:37 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[#Eye]]></category>
		<category><![CDATA[america]]></category>
		<category><![CDATA[generations]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[Massachusetts]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Sandwich]]></category>
		<category><![CDATA[Starter]]></category>
		<category><![CDATA[struggles]]></category>
		<category><![CDATA[Texas]]></category>
		<category><![CDATA[woes]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/eye-on-america-starter-home-struggles-and-the-sandwich-generations-retirement-woes/</guid>

					<description><![CDATA[[ad_1] Eye on America: Starter home struggles and the sandwich generation’s retirement woes &#8211; CBS News Watch CBS News In Texas, we examine how a shortage of millions of homes for sale is driving up demand and squeezing out families looking to purchase starter homes. And in Massachusetts, we hear from members of the sandwich [&#8230;]]]></description>
		
		
		
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		<title>For those in their 40s, navigating finances should mean putting an emphasis on retirement</title>
		<link>https://canyoncrestguide.com/for-those-in-their-40s-navigating-finances-should-mean-putting-an-emphasis-on-retirement/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Fri, 13 Dec 2024 09:52:01 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[40s]]></category>
		<category><![CDATA[emphasis]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Navigating]]></category>
		<category><![CDATA[putting]]></category>
		<category><![CDATA[retirement]]></category>
		<guid isPermaLink="false">https://canyoncrestguide.com/for-those-in-their-40s-navigating-finances-should-mean-putting-an-emphasis-on-retirement/</guid>

					<description><![CDATA[[ad_1] For 48-year-old Rowan Childs of Wisconsin, a recent divorce turned her financial life upside down. &#8220;Initially, I was really nervous and had a lot of anxiety about it, but ultimately now I feel so much more empowered,&#8221; Childs told CBS News. Like others in their 40s, Childs, who runs her own literacy nonprofit, was [&#8230;]]]></description>
		
		
		
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		<title>Manchester United has hired Ruben Amorim as its sixth permanent manager since the retirement of Alex Ferguson in 2013</title>
		<link>https://canyoncrestguide.com/manchester-united-has-hired-ruben-amorim-as-its-sixth-permanent-manager-since-the-retirement-of-alex-ferguson-in-2013/</link>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Fri, 01 Nov 2024 13:25:07 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
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		<category><![CDATA[sixth]]></category>
		<category><![CDATA[Soccer]]></category>
		<category><![CDATA[Sports]]></category>
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		<guid isPermaLink="false">https://canyoncrestguide.com/manchester-united-has-hired-ruben-amorim-as-its-sixth-permanent-manager-since-the-retirement-of-alex-ferguson-in-2013/</guid>

					<description><![CDATA[[ad_1] Manchester United has hired Ruben Amorim as its sixth permanent manager since the retirement of Alex Ferguson in 2013 [ad_2] Source link]]></description>
		
		
		
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		<title>Using retirement savings to pay down debt isn&#8217;t wise</title>
		<link>https://canyoncrestguide.com/using-retirement-savings-to-pay-down-debt-isnt-wise/</link>
					<comments>https://canyoncrestguide.com/using-retirement-savings-to-pay-down-debt-isnt-wise/#respond</comments>
		
		<dc:creator><![CDATA[Tony Ramos]]></dc:creator>
		<pubDate>Sun, 06 Oct 2024 22:26:55 +0000</pubDate>
				<category><![CDATA[Daily News]]></category>
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		<category><![CDATA[Savings]]></category>
		<category><![CDATA[situation]]></category>
		<category><![CDATA[wise]]></category>
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		<guid isPermaLink="false">https://canyoncrestguide.com/using-retirement-savings-to-pay-down-debt-isnt-wise/</guid>

					<description><![CDATA[[ad_1] Dear Liz: I’m way behind on retirement funds. I did get pension funds from my employer after 25 years of service but used a large portion to pay debt that was crushing me. I’m widowed, age 62 and work full time as a nurse. I rent my place. How do I catch up? I [&#8230;]]]></description>
		
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